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Privacy Policy

Your privacy is important to us. The purpose of this Privacy Policy is to inform you of how MalaysiaStock.Biz manages personal data in accordance with the LAW OF MALAYSIA Act 709, PERSONAL DATA PROTECTION ACT 2020 (“the PDPA”). Please take a moment to read this Privacy Policy so that you know and understand the purposes for which we collect, use and disclose your Personal Data.

By interacting with us, submitting information to us or signing up for any promotions or services offered by us, you agree and consent to MalaysiaStock.Biz, its related corporations and affiliates, (collectively referred to herein as MalaysiaStock.Biz, "us", "we" or "our"), as well as our respective representatives collecting, using, disclosing and sharing amongst themselves your Personal Data, and disclosing such Personal Data to MalaysiaStock.Biz’s authorised service providers and relevant third parties in the manner set forth in this Privacy Policy.

This Privacy Policy supplements but does not supersede nor replace any other consents you may have previously provided to MalaysiaStock.Biz nor does it affect any rights which MalaysiaStock.Biz may have at law in connection with the collection, use or disclosure of your Personal Data. MalaysiaStock.Biz may modify or update this Privacy Policy from time to time to reflect the changes in our business and practices, and so you should review this page periodically. When we change the policy in a material manner, we will update the ‘last modified’ date at the bottom of this policy. Subject to your rights at law, you agree to be bound by the prevailing terms of the Privacy Policy as updated from time to time on our websites. Please check regularly for updated information on the handling of your Personal Data.

For avoidance of doubt, this Privacy Policy forms a part of the Website Terms and Conditions (‘Website Conditions’). In the event of any conflict, inconsistency or conflict between this Privacy Policy and the Website Conditions, the Privacy Policy shall prevail. All defined terms contained in the Website Conditions shall apply to this Privacy Policy unless otherwise specifically stated.


  1. Your Personal Data
    1. In this Privacy Policy, “Personal Data” refers to any data or information about you from which you can be identified either (a) from that data; or (b) from that data and other information to which we have or are likely to have access. Examples of such Personal Data which you may provide to us include (depending on the nature of your interaction with us:
      1. your name, NRIC, passport or other identification number, telephone number(s), mailing address, email address and any other information relating to you which you have provided us in any forms you may have submitted to us, or in other forms of interaction with you;
      2. information about your use of MalaysiaStock.Biz’s website and services, including cookies, IP address, subscription account details and membership details, but only to the extent that MalaysiaStock.Biz may identify you from such information;
      3. your employment history, education background, and income levels;
      4. your payment related information, such as your bank account or credit card information, and your credit history; and
      5. information about your usage of and interaction with our website and/or services including computer and connection information, device capability, bandwidth, statistics on page views, and traffic to and from our website.
  2. Collection of Personal Data
    1. Generally, MalaysiaStock.Biz collects your Personal Data in the following ways:
      1. when you submit forms relating to any of our products or services;
      2. when you register for or use any of our services on websites owned or operated by us or when you register as a member of websites owned and/or operated by us, or use services on such websites;
      3. when you interact with our customer service officers;
      4. when you use some of our services, e.g. our subscription service;
      5. when you establish any online accounts with us;
      6. when you request that we contact you;
      7. when you are contacted by, and respond to, our marketing representatives and agents;
      8. when you respond to our request for additional Personal Data
      9. when you ask to be included in an email or other mailing list;
      10. when you respond to our promotions and other initiatives;
      11. when you submit a job application
      12. when we receive references from business partners and third parties, for example, where you have been referred by them;
      13. when you submit your Personal Data to us for any other reason.
    2. When you browse our website, you generally do so anonymously but please see the section below on cookies.
    3. If you provide us with any Personal Data relating to a Third-Party (e.g. information of spouse, children, parents, employees and/or authorised representatives), by submitting such information to us, you represent to us that you have obtained the consent of the Third-Party to you providing us with their Personal Data for the respective purposes.
    4. You should ensure that all Personal Data submitted to us is complete, accurate, true and correct. Failure on your part to do so may result in our inability to provide you with products and services you have requested.
  3. Purposes for the Collection, Use and Disclosure of Your Personal Data
    1. Generally, MalaysiaStock.Biz collects, uses and discloses your Personal Data for the following purposes:
      1. responding to your queries and requests and responding to complaints;
      2. managing the infrastructure and business operations of MalaysiaStock.Biz and complying with internal policies and procedures;
      3. facilitating business asset transactions (which may extend to any merger, acquisition or asset sale;
      4. matching any Personal Data held which relates to you for any of the purposes listed herein;
      5. verifying your identity;
      6. preventing, detecting and investigating crime, including fraud and money-laundering, and analysing and managing other commercial risks;
      7. protecting and enforcing our contractual and legal rights and obligations;
      8. conducting audits, reviews and analysis of our internal processes, action planning and managing commercial risks;
      9. preventing, detecting and investigating crime and managing the safety and security of our premises and services (including but not limited to carrying out CCTV surveillance and conducting security clearances.
      10. compliance with any applicable rules, laws and regulations, codes of practice or guidelines or to assist in law enforcement and investigations by relevant authorities; and/or
      11. any other purpose relating to any of the above.
    2. In addition, MalaysiaStock.Biz may collect, use and disclose your Personal Data for the following purposes, depending on the nature of our relationship with you:
      a. If you have a subscription or membership account with us, register for our events or purchase other products and services from us:
      1. to process your application for subscription services, event registration and/or purchase of other products and services;
      2. to maintain your account with us;
      3. to verify and process your personal particulars and payments in relation to provision of subscription services, event admission tickets and/or other products and services;
      4. to provide you with the goods and services which you have signed up for, including the provision and delivery of books and magazines requested;
      5. communicating with you to inform you of changes and development to MalaysiaStock.Biz policies, terms and conditions and other administrative information, including for the purposes of servicing you in relation to products and services offered to you;
      6. resolving complaints and handling requests and enquiries;
      7. conducting market research for statistical, profiling and statistical analysis for the improvement of services provided to you; and
      8. the processing of your Personal Data in relation to any of the purposes stated above.
      b. If you use download or use any of our Apps:
      1. where the App includes App subscription services, to process your application for these services;
      2. to maintain your account with us and to ensure your access of the App is within the scope of your subscription;
      3. to verify and process your personal particulars and payments in relation to provision of goods and services connected to the App;
      4. to provide you with the goods and services which you have signed up for and to push articles to you which may be relevant to you;
      5. communicating with you to inform you of changes and development to MalaysiaStock.Biz policies, terms and conditions and other administrative information, including for the purposes of servicing you in relation to products and services offered to you;
      6. resolving complaints and handling requests and enquiries;
      7. conducting market research for statistical, profiling and statistical analysis for the improvement of services provided to you; and
      8. the processing of your Personal Data in relation to any of the purposes stated above.
      c. If you submit an application to us as a candidate for employment or an internship:
      1. processing your application including pre-recruitment checks;
      2. providing or obtaining employee references or other references where relevant for background screening/vetting;
      3. collecting information about your suitability for the position applied for;
      4. organising training and staff development programs;
      5. assessing your performance;
      6. administrating benefits and payroll processing;
      7. providing you with tools to facilitate or as required for you to do your job;
      8. communicating with you as required by MalaysiaStock.Biz to comply with its policies and processes, including for business continuity purposes; and
      9. any other purposes relating to the aforesaid.
    3. In addition, where permitted under the Act, MalaysiaStock.Biz may also collect, use and disclose your Personal Data for the following purposes (which we may describe in our documents and agreements as "Additional Purposes" for the handling of Personal Data):
      1. providing services, products and benefits to you, including promotions, loyalty and reward programmes;
      2. matching Personal Data with other data collected for other purposes and from other sources (including third parties) in connection with the provision or offering of products and services, whether by MalaysiaStock.Biz or other third parties;
      3. administering contests, competitions and conducting lucky draws, including, where necessary, in order to announce the results of these contests, competitions and lucky draws and identify and contact the winners, and in order to publicise and conduct marketing strictly related to these contests, competitions and lucky draws;
      4. sending you details of products, services, special offers and rewards, either to our customers generally, or of particular products and services which may be of interest to you; and
      5. conducting market research, understanding and determining customer location, preferences and demographics for us to review, develop and improve our products, services and also develop special offers and marketing programmes.
    4. If you have provided your telephone number(s) and have indicated that you consent to receiving marketing or promotional information via your telephone number(s), then from time to time, MalaysiaStock.Biz may contact you using such telephone number(s) (including via voice calls, sms, fax or other means) with information about our products and services (including discounts and special offers).
    5. In relation to particular products or services or in your interactions with us, we may also have specifically notified you of other purposes for which we collect, use or disclose your Personal Data. If so, then we will collect, use and disclose your Personal Data for these additional purposes as well, unless we have specifically notified you otherwise.
    6. You also consent to the collection, use and disclosure of your Personal Data by MalaysiaStock.Biz in connection with any transaction relating to the acquisition, divestment, securisation, amalgamation, listing or other transaction relating to any interest in MalaysiaStock.Biz, the shares or assets of MalaysiaStock.Biz, and any other corporate transaction involving MalaysiaStock.Biz, including any evaluation or due diligence relating thereto, as well as to the collection, use and disclosure of such information by the counterpart(ies) thereto for the same purposes, and the provision of goods and services by such counterpart(ies) following such transaction, as may be relevant.
  4. Disclosure of Personal Data
    1. MalaysiaStock.Biz will take reasonable steps to protect your Personal Data against unauthorised disclosure. Subject to the provisions of any applicable law, this Personal Data may be disclosed, for the purposes listed above (where applicable), to the following third parties, whether they are located overseas or in Malaysia:
      1. MalaysiaStock.Biz affiliates;
      2. agents, contractors or Third-Party service providers who provide operational services to MalaysiaStock.Biz, such as telecommunications, information technology, payment, payroll, processing, training, market research, books storage, archival or other services to MalaysiaStock.Biz;
      3. Vendors or any Third-Party business partners who offer goods and services or sponsor contests or other promotional programs on MalaysiaStock.Biz’s sites, whether in conjunction with us or not;
      4. external business and charity partners in relation to corporate promotional events;
      5. the Credit Bureau, or in the event of default or disputes, any debt collection agencies or dispute resolution centres;
      6. any business partner, investor, assignee or transferee (actual or prospective) to facilitate business asset transactions (which may extend to any merger, acquisition or asset sale;
      7. anyone to whom we transfer or may transfer our rights and duties;
      8. banks, credit card companies and their respective service providers.
      9. our professional advisors such as our auditors and lawyers;
      10. relevant government regulators or authority or law enforcement agency to comply with any laws or rules and regulations imposed by any governmental authority; and
      11. any other party to whom you authorise us to disclose your personal data.
  5. Use of cookies
    1. When you interact with us on our websites, we may collect or analyse anonymised information from which individuals cannot be identified (“Aggregate Information”), such as number of users and their frequency of use, the number of page views (or page impressions) that occur on the website and common entry and exit points into website.
    2. MalaysiaStock.Biz uses "cookies", where a small data file is sent to your browser to store and track Aggregate Information about you when you enter our websites. The cookie is used to track information such as the number of users and their frequency of use, profiles of users and their preferred sites.
    3. MalaysiaStock.Biz may use an independent company (the “Third-Party Market Research Company”) to measure and analyse the Internet usage across MalaysiaStock.Biz web sites. MalaysiaStock.Biz uses the Third-Party Market Research Company’s services to collect the following core information on the usage of our web sites, including:
      1. The number of page views (or page impressions) that occur on MalaysiaStock.Biz web sites;
      2. The number of unique visitors to MalaysiaStock.Biz web sites;
      3. How long these unique visitors (on average) spend on MalaysiaStock.Biz web sites when they do visit; and
      4. Common entry and exit points into MalaysiaStock.Biz web sites.
    4. This information is aggregated by the Third-Party Market Research Company and provided to MalaysiaStock.Biz to assist in analysing the usage of MalaysiaStock.Biz web sites. Such data is also accessible by media organizations and research companies, for the purpose of conducting industry comparisons with other Internet portals.
    5. For more information about the cookies we use, please see our Cookie Policy. Should you wish to disable the cookies associated with these technologies, you may do so by changing the setting on your browser. However, you may not be able to enter certain part(s) of our website.
  6. Third-Party Sites
    1. Our website may contain links to other websites operated by third parties, such as our business partners. We are not responsible for the privacy practices of websites operated by third parties that are linked to our website. We encourage you to learn about the privacy policies of such Third-Party websites. Some of these Third-Party websites may be co-branded with our logo or trademark, even though they are not operated or maintained by us. Once you have left our website, you should check the applicable terms, conditions and policies of the Third-Party website to determine how they will handle any information they collect from you.
  7. Withdrawal, Access and Correction of your Personal Data
    1. Should you wish to withdraw consent to use of your Personal Data or obtain access to or make corrections to your Personal Data records, please log in to the relevant account through which the Personal Data was provided, if any, failing which please contact the relevant Personal Data Protection Officer, contact details of which are found in the Personal Data Protection Statement or similar document elsewhere on the relevant MalaysiaStock.Biz website.
    2. Please note that if your Personal Data has been provided to us by a Third-Party, you should contact such party directly to make any queries, feedback, and access and correction requests to MalaysiaStock.Biz on your behalf.
    3. Please note that if you withdraw your consent to any or all use of your Personal Data, depending on the nature of your request, MalaysiaStock.Biz may not be in a position to continue to provide its products or services to you or administer any contractual relationship in place, and this may also result in the termination of any agreements with MalaysiaStock.Biz and your being in breach of your contractual obligations or undertakings, and MalaysiaStock.Biz’s legal rights and remedies in such event are expressly reserved.
  8. Governing Law
    1. This Privacy Policy shall be governed in all respects by the laws of Malaysia.
  9. Advertising
    1. The Site has relationships with certain third-party advertising networks, Advertisers, and advertising services ("Advertising Services") that collect data, target and serve some of the advertisements, promotions, or other marketing messages you see on our website and other websites and mobile applications, including websites owned and/or operated by our affiliates.
    2. Such Advertising Services may, including through processes that we do not control, use Data Technologies from third party companies to collect data from your activities on these websites, on other websites owned and/or operated by our affiliates, or with other websites. These technologies may be used to track user behaviour, how our products and services are offered, conduct consumer research and possibly to serve you relevant ads and content. These companies may also obtain information, including personally identifiable information, from services you use from other companies, including without limitation, other websites, mobile websites or applications, and combine the information they obtain through these Data Technologies with information obtained through our products and services. Their collection and use of this data is subject to their own privacy policies.
    3. Third party vendors, including Google, use cookies to serve ads based on a your prior visits to this website or other websites.
    4. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet.
    5. You may opt out of personalized advertising by visiting Ads Settings.

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